LendingClub LevelUp Savings
A digital bank from LendingClub rewarding active savers with bonus APY.
APY
4.50%
with $250+ in monthly deposits
Updated 1d agoEditor rating
4.3 / 5
Insurance
FDIC
Cert #32551
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APY history
0 snapshotsNo rate history yet — checking daily.
Editor's Verdict
LendingClub LevelUp is a clever product — the bonus tier is unlocked with just $250/month in deposits, which is achievable for almost anyone. For accumulators (people building savings, not draining them), this is one of the best structures on the market.
By HYSA Compare Editorial Team · APY verified on 2026-04-06T00:00:00.000Z
Pros
- + No fees, no minimum balance
- + ATM access
- + High APY tier with modest monthly deposit
Cons
- − Top APY requires $250/mo in deposits
- − Newer banking division
What you'd earn at LendingClub Bank
Plug in your numbers. We'll show you how much interest you earn at today's rate.
Total contributed
$25,000
Interest earned
$4,210
Final balance
$29,210
Year-by-year breakdown
| Year | Contributed | Balance | Interest |
|---|---|---|---|
| 1 | $13,000 | $13,511 | $511 |
| 2 | $16,000 | $17,181 | $1,181 |
| 3 | $19,000 | $21,015 | $2,015 |
| 4 | $22,000 | $25,022 | $3,022 |
| 5 | $25,000 | $29,210 | $4,210 |
Assumes monthly compounding and a constant APY. Actual results vary as APYs change. Not financial advice.
Account details
- Institution type
- BANK
- Minimum opening deposit
- $0
- Min. balance to earn APY
- $0
- Monthly fee
- $0.00
- Compounding
- daily
- ATM access
- Yes
- Check writing
- No
- Mobile app
- Yes