Alliant High-Rate Savings
A long-established credit union offering federally insured savings.
APY
3.10%
Updated 1d agoEditor rating
3.4 / 5
Insurance
NCUA
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APY history
0 snapshotsNo rate history yet — checking daily.
Editor's Verdict
Alliant is included on this list as the credit union benchmark, not because the rate is competitive (it is not — about 150bps below the leaders). Choose Alliant only if you specifically want the credit union ownership model and the ATM network access.
By HYSA Compare Editorial Team · APY verified on 2026-04-06T00:00:00.000Z
Pros
- + NCUA insured (credit union equivalent of FDIC)
- + Member-owned, not profit-driven
- + 80,000+ free ATMs
Cons
- − APY trails the top banks significantly
- − Membership eligibility required (easy to qualify)
What you'd earn at Alliant Credit Union
Plug in your numbers. We'll show you how much interest you earn at today's rate.
Total contributed
$25,000
Interest earned
$2,834
Final balance
$27,834
Year-by-year breakdown
| Year | Contributed | Balance | Interest |
|---|---|---|---|
| 1 | $13,000 | $13,352 | $352 |
| 2 | $16,000 | $16,809 | $809 |
| 3 | $19,000 | $20,372 | $1,372 |
| 4 | $22,000 | $24,046 | $2,046 |
| 5 | $25,000 | $27,834 | $2,834 |
Assumes monthly compounding and a constant APY. Actual results vary as APYs change. Not financial advice.
Account details
- Institution type
- CREDIT UNION
- Minimum opening deposit
- $5
- Min. balance to earn APY
- $100
- Monthly fee
- $0.00
- Compounding
- monthly
- ATM access
- Yes
- Check writing
- No
- Mobile app
- Yes